What "verified" actually means on Swiftmax.
Most platforms use "verified" to mean they called the agent and they answered. Below is exactly what Swiftmax verifies, who performs each check, and what we cannot guarantee.
1. Title verification
What we do: Pull the title document directly from the relevant State Land Registry (Lagos, FCT-Abuja, etc.). Confirm the title is current, the named holder matches the seller, and the title type is authentic.
Who performs this: Swiftmax's in-house legal team working directly with Registry staff.
2. Ownership and encumbrance check
What we do: Confirm the registered owner has capacity to sell. Check for liens, judgment creditors, and ongoing court cases. For family land, we confirm written consent from family heads and principal members.
3. Independent survey and valuation
What we do: Commission a SURCON-registered surveyor to confirm boundaries and dimensions. Commission an NIESV-registered valuer for a current market assessment.
4. Agent and seller verification
What we do: Verify NIESV or REDAN registration status, background check on transaction history, and full KYC (government ID plus BVN match).
What verification does not cover
Future events
We cannot predict family disputes that emerge after our check, or future government zoning changes.
Hidden physical problems
Our assessment is visible-only. We do not excavate foundations or inspect roof structures.
Fraud at source
If the Registry itself has been compromised, our verification is only as good as the data it returns.